Apply for a Loan

Type of Loan *

To complete this applciation, you will need the following information:

Your Australian drivers licence details.
Your passport details.
Your employment, income and living expense details.
Your asset details, including; land, house, content, vehicles, savings, shares and super.

Any amount you owe on loans, overdrafts, credit/store cards (including limits and repayments).

To be eligible for a Loan with Macquarie Credit Union, we require that you:

Are at least 18 years of age
Are a citizen or permanent resident of Australia
Are currently employed or are receiving a regular income
Have not declared bankruptcy or insolvency, or had defaults on any loans, credit cards, interest free finance or store cards in the last five years.

Important Information:

Before proceeding with this application, you should read Macquarie Credit Union’s Privacy Notice which sets out key information about the way we handle your personal information.

If there is more than one applicant, the above eligibility criteria must be true for all applicants.

Saving your Application

Don't have all the information to complete your application form now? You can save your form at any time and pick up where you left off later. To save your application, simply click 'Save and Complete later' at the bottom of the page, enter your email address and we'll send you a unique link to access your application in the future.

What happens next?

Once you have completed your online application, your details will be sent securely to our Loan consultants. You'll then receive a reference number so that you can easily follow up your application with the team at any time.

By clicking ‘Next’, you confirm the following:

The above eligibility criteria is true for the personal situation of all applicants;
All applicants have read and understood Macquarie Credit Union's Privacy Notice and consent to their personal information being collected, used and disclosed in accordance with this Notice.

Applicant Details

Number of Applicants *

For more than 2 applicants, please contact us.

Applicant 1

Are you a Macquarie Credit Union member? *

YesNo

Member Number *

First Name: *

Middle name

Last Name: *

Email Address: *

Phone Number: *

Applicant 2

Are you a Macquarie Credit Union Member *

YesNo

Member number *

First name *

Middle Name

Last Name *

Email Address *

Phone Number *

Loan details

Home Loan Type *

Loan Purpose *

I would like to *

Which car loan would you like? *

Purpose of the loan(e.g. computer, furniture)

Loan type

Purpose of funds *

Would you like to transfer existing credit/store card balances *

YesNo

Which financial institution is your card issued by? *

Preferred term

Preferred repayment frequency

Amount required *

Amount required *(minimum $10,000)

Preferred Term *Number in years (max 30)

Preferred repayment frequency

Will you be offering security against the loan?

Are these funds mainly for business or commercial purposes? *

Make of vehicle (If known)

Model of Vehicle(If known)

Year of manufacture(If known)

Value of vehicle(If known)

Would you like to nominate an additional cardholder? *

YesNo

Note: Additional cardholders must be 18 years of age or over. You are responsible for all transactions made on this facility by the additional cardholder. The additional cardholder may select his/her own Personal Identification Number (PIN) and will be able to access electronically any facility which you are able to access electronically.

Credit Card Additional Cardholder

Full name *

What is their date of birth? *

What is their address? *

Are they a member of Macquarie Credit Union? *

YesNo

Member number

Personal details

Applicant 1

Date Of Birth *

Number of financial dependents *

Age of financial dependents *(e.g. 2, 4, 6)

Your current address *

Time at current address *Years and months at current address

Is your mailing address the same as your current address? *

YesNo

Mailing address *

Current residential status *

If other, please describe *

Name of real estate agent/landlord

Address of real estate agent/landlord

Phone number of real estate agent/landlord

Applicant 2

Date of Birth *

Number of financial dependents *

Age of financial dependents *(e.g. 2, 4, 6)

Your current address *

Time at current address *Years and months at current address

Is your mailing address the same as your current address? *

YesNo

Mailing address *

Current residential status *

If other, please describe *

Name of real estate agent/landlord

Address of real estate agent/landlord

Phone number of real estate agent/landlord

Employment and income

Applicant 1

Employment status *

Other employment - please specify *

Occupation *

Employer / Business name *

Employer address

Employer phone number

Length of employment *Years and months

Net income from main employment *Income after tax

Frequency *

Net rental income

Frequency

Net Benefits/Rebates/Child Maintenance

Frequency

Any other income

Frequency

Applicant 2

Employment status *

Other employment - please specify *

Occupation *

Employer / Business name *

Employer Address

Employer phone number

Length of employment *Years and months

Net income from main employment *Income after tax

Frequency *

Net Benefits/Rebates/Child Maintenance

Frequency

Any other income

Frequency

Tell us about the things you own

Property

Property address *

Value *

Name of insurer

Add another property?

Property address

Value

Name of insurer

Add another property?

Property address

Value

Name of insurer

Vehicle

Make *

Model *

Year *

Value *

Add another Vehicle?

Make

Model

Year

Value

Add another Vehicle?

Make

Model

Year

Value

Contents

Name of insurer *

Please enter the value of your household contents *

Savings

Financial Institution *

Balance *

Add another Savings account?

Financial Institution

Balance

Add another Savings account?

Financial Institution

Balance

Super

Name of Super fund *

Investment amount *

Shares

Please enter the value of your shares *

Other

Details

Value

Add another?

Details

Value

Tell us about what you owe

Mortgage

Financial Institution *

Repayment *

Repayment Frequency *

Balance

Add another Mortgage?

Financial Institution

Repayment

Repayment Frequency

Balance

Rent/Board

Real Estate / Landlord *

Amount *

Frequency *

Add another Rent/Board?

Real Estate / Landlord

Amount

Frequency

Personal Loans

Financial Institution *

Repayment Amount *

Repayment Frequency *

Balance *

Add another Personal Loan?

Financial Institution

Repayment Amount

Repayment Frequency

Balance

Novated Car Lease

Financial Institution *

Repayment amount *

Repayment frequency *

Balance *

Credit/Store Cards

Financial Institution *

Balance *

Limit *

Add another Credit/Store Card?

Financial Institution

Balance

Limit

Add another Credit/Store Card?

Financial Institution

Balance

Limit

HECS/HELP Debt

Please enter your outstanding debt balance *

Child Support

Please enter the amount of child support you pay: *

Payment Frequency *

Other

Description

Repayment amount

Repayment Frequency

Balance

Add another?

Description

Repayment amount

Repayment Frequency

Balance

Other expenses

Please enter your monthly expenses below:

General living expenses(i.e. food, motor vehicle costs, rates, clothing)

Utilities(i.e electricity, gas, telephone, internet)

Insurances(including car, home and contents, private health, life, income protection)

Other discretionary expenses(i.e. pay TV, memberships, recreation, holidays)

Education/Childcare

Other

Total monthly expenses *

Please read and save the below documents

Things you should know and read

We are helping the environment by providing Members with documents, statements and other notices about their account(s) electronically. If you wish to receive it via direct mail, please contact us on 1300 885 480.

Our annual reports are available via our website or on request. They contain information about our financial position and performance, how efficiently we are being managed, and any financial risks we may face. We will not send you our financial reports unless you ask us to.

Macquarie Credit Union a trading name of Regional Australia Bank Ltd.
ABN 21 087 650 360 AFSL & Australian Credit Licence 241167.

Acknowledgement

I declare that I have read, understood and accept the terms set out in the above statements and documents. *

Applicant 1

Applicant 2

Save and Complete Later